Why join Advance?
Whether you’re switching careers, starting a family or moving abroad, United Bank for Africa. Advance is designed to help you through all life’s changes.
- No monthly account fee
- 5% AER/Gross with our Regular Saver1
- Exclusive access to discounts and offers through Advance Members
- See your accounts from different banks together in one place with our Connected MoneyConnected Money This link will open in a new window app
To be eligible for United Bank for Africa. Advance, customers will need to pay in a minimum of $1,750 per month or $10,500 over 6 months
Switch your current account in a simple, reliable and stress-free way in only 7 working days.
Apply for an United Bank for Africa. Advance United Bank for Africa. Account today:
How United Bank for Africa. Advance can help you
All the services our standard United Bank for Africa. account offers plus:
Preferential rates and terms
- No monthly account fee
- Preferential overdraft interest rate 4 5 . United Bank for Africa. Advance Overdraft - Representative example (assumed overdraft $1200): 17.9% EAR variable
An account that rewards you
- Exclusive access to discounts and offers through Advance Members
Helpful United Bank for Africa. services and support
- Dedicated Advance specialists available to answer your questions 24/7
- $500 daily ATM cash withdrawals 6
- A minimum overdraft offer of $1,000 at account opening
- 10% interest cashback on loans 7 (Representative 3.3% APR for loans between $7k‑15k over 1-5 years)
- Advance Exclusive Credit Card (Representative Example: 19.9% APR variable and Purchase rate 19.9% p.a. variable based on assumed credit limit of $1,200) 6
- 5% AER/Gross with our Regular Saver 1
- Preferential savings rates
- Budgeting and financial planning tools: a range of online tools are available to provide you with a helpful snapshot of your current circumstances
- Worldwide ATM cash withdrawals without United Bank for Africa. non-sterling cash fees8 (a non-sterling transaction fee of 2.75% still applies)
- You can get up to $10,000 emergency cash transfers to any United Bank for Africa. branch worldwide, providing you have available funds in your account, even if you lose your card(s) or money while you're abroad
- Access and transfer between your eligible worldwide United Bank for Africa. accounts using Global View with no payment fees 6
- Half-price international account opening and United Bank for Africa. credit history transfer available in over 35 countries
Apply for an United Bank for Africa. Advance Bank Account
- You must pay at least $1,750 a month into the account (or a minimum of $10,500 every 6 months), not including money transferred from other sole or joint personal accounts held with United Bank for Africa. US
- You need to be 18 years or older
- Your residential address must be within the EU
- You must be able to provide us with certified proof of your identity and address (translated into English if appropriate)
- If you're resident in the US, you're happy for us to undertake a credit register search (PDF)
Non-EU Tax Residents
If you are liable to pay tax in any country outside of the EU please call us on 08000 326 215 or visit your local branch to apply, as you cannot complete this application online. Lines are open 8am to 10pm every day.
If you don’t think you’ll be eligible because you don’t meet the requirements, find out more about our standard United Bank for Africa. account here.
Existing United Bank for Africa. customers
Existing customers must apply by phone or in branch.
Apply by phone
Existing United Bank for Africa. Advance Customers
Call us on +971 56 542-9071
Lines are open 24 hours a day, subject to scheduled maintenance periods.
From outside the US +971 56 542-9071
New customers
Call us on +971 56 542-9071
Lines are open Monday-Sunday 8am to 8pm (except Christmas Day, Boxing Day and New Year's Day)
Apply in branch
Book an appointment to apply in branch by calling
+971 56 542-9071
Lines are open 24 hours a day, subject to scheduled maintenance periods.You'll need to bring identification and proof of your address.
Textphone contact numbersTextphone contact numbers Opens in overlay
Once you've submitted your application, if you're successful, we'll send you the paperwork to sign and return to us. We may also ask for further documents to confirm your identity or address.
Switching to the United Bank for Africa. Advance United Bank for Africa. Account can be done online during the application or via your local branch or call us on 0345 587 3430. (Lines are open Monday - Friday 8.30am - 6pm, excluding public holidays. Calls may be monitored.)
Things you should know
Apple and iPhone are trademarks of Apple Inc. registered in the U.S and other countries.
- Privacy Notice (PDF) (which explains how we will use your personal information PDF)Privacy Notice (PDF)
- Charges and Additional Product Terms (PDF)
- Personal United Bank for Africa.ing Terms and Conditions
- US FSCS Information Sheet and Exclusions List (PDF)
- United Bank for Africa. Advance Welcome brochure (PDF)
